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How Do Place-Based Scholarships Affect Student Borrowing and Academic Outcomes? Lessons from Atlanta. EdWorkingPaper No. 25-1337

Title: How Do Place-Based Scholarships Affect Student Borrowing and Academic Outcomes? Lessons from Atlanta. EdWorkingPaper No. 25-1337
Language: English
Authors: Carycruz Bueno; Za Eng Mawi; Lindsay Page; Jonathan Smith; Annenberg Institute for School Reform at Brown University
Source: Annenberg Institute for School Reform at Brown University. 2025.
Availability: Annenberg Institute for School Reform at Brown University. Brown University Box 1985, Providence, RI 02912. Tel: 401-863-7990; Fax: 401-863-1290; e-mail: annenberg@brown.edu; Web site: https://annenberg.brown.edu/
Peer Reviewed: N
Page Count: 59
Publication Date: 2025
Document Type: Reports - Research; Numerical/Quantitative Data
Education Level: Higher Education; Postsecondary Education
Descriptors: Student Loan Programs; Scholarships; College Credits; Grade Point Average; Higher Education; Public Colleges; Academic Persistence; Place of Residence; Educational Benefits; College Students
Geographic Terms: Georgia (Atlanta)
Abstract: Previous research shows that Achieve Atlanta's placed-based scholarship and associated services meaningfully improve college persistence and completion. In this follow up study that uses similar methods but additional and more detailed data, we examine whether scholarship recipients exhibit different student loan portfolios, course-taking patterns, or academic performance. Using regression analyses, we find that students in their first semester of college who receive the scholarship and associated services are less likely to take out loans, borrow lower amounts, earn more credit hours, and attain higher GPAs. Additionally, we find no evidence that the place-based scholarship crowds out institutional aid. These effects are important in their own right but also shed light on the mechanisms driving earlier findings on college success.
Abstractor: As Provided
Entry Date: 2026
Accession Number: ED678305
Database: ERIC