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Wall Street and the Housing Bubble

Title: Wall Street and the Housing Bubble
Authors: Ing-haw Cheng; Sahil Raina; Wei Xiong; Jel Codes G
Contributors: The Pennsylvania State University CiteSeerX Archives
Source: http://www.princeton.edu/~wxiong/papers/WallStreet.pdf.
Publication Year: 2012
Collection: CiteSeerX
Description: We analyze whether mid-level managers in securitized finance were aware of the housing bubble and a looming crisis in 2004-2006 using their personal home transaction data. To the extent that the practice of securitization may have led to lax screening of subprime borrowers, we find that the average person in our sample did not expect it to lead to problems in the wider housing market. Certain groups of securitization agents were particularly aggressive in increasing their exposure to housing during this period, suggesting the need to expand the incentives-based view of the crisis to incorporate a role for beliefs.
Document Type: text
File Description: application/pdf
Language: English
Relation: http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.307.6435; http://www.princeton.edu/~wxiong/papers/WallStreet.pdf
Availability: http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.307.6435; http://www.princeton.edu/~wxiong/papers/WallStreet.pdf
Rights: Metadata may be used without restrictions as long as the oai identifier remains attached to it.
Accession Number: edsbas.45EB8FF1
Database: BASE