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Dampak Penggunaan Keuangan Digital Dan Akses Keuangan Terhadap Pertumbuhan Umkm

Title: Dampak Penggunaan Keuangan Digital Dan Akses Keuangan Terhadap Pertumbuhan Umkm
Authors: Talasa, Jihan; adam, echan; Moonti, Agustinus
Source: Jurnal Pendidikan Indonesia; Vol. 6 No. 7 (2025): Jurnal Pendidikan Indonesia; 3340-3350 ; 2746-1920 ; 2745-7141 ; 10.59141/japendi.v6i7
Publisher Information: Publikasi Indonesia
Publication Year: 2025
Subject Terms: Business digitalization; Financial inclusion; Financial technology; MSMEs
Description: The purpose of this research is to find out the use of digital finance and financial access to the growth of MSMEs, the method used in this study is a quantitative method using primary data, distributing questionnaires and then interviewing MSME actors who use digital finance This type of research is explanatory research research which intends to explain the position of the variables being studied and determine the influence of one variable with one variable others by using SEM (Strucural Equation Modeling) PLS (Partial Least Squares) data analysis. This research was conducted in the district of Gorontalo City with a total of 50 respondents who use digital finance. The results of this study show that the use of digital finance affects the growth of MSMEs with sufficient financial access.this shows that the use of digital finance with sufficient financial access can increase the growth of MSMEs in Gorontalo Province.
Document Type: article in journal/newspaper
File Description: application/pdf
Language: English
Relation: https://japendi.publikasiindonesia.id/index.php/japendi/article/view/8468/1968; https://japendi.publikasiindonesia.id/index.php/japendi/article/view/8468
DOI: 10.59141/japendi.v6i7.8468
Availability: https://japendi.publikasiindonesia.id/index.php/japendi/article/view/8468; https://doi.org/10.59141/japendi.v6i7.8468
Rights: Copyright (c) 2025 Jihan Talasa, Echan Adam, Agustinus Moonti ; https://creativecommons.org/licenses/by-sa/4.0
Accession Number: edsbas.7DB751D
Database: BASE