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SYSTEM AND METHOD FOR EXPLAINABLE DEEP LEARNING FRAUD DETECTION SCORES

Title: SYSTEM AND METHOD FOR EXPLAINABLE DEEP LEARNING FRAUD DETECTION SCORES
Authors: SUTTON, DAVID; ANDERSON, MARK; SKALSKI, PIOTR; ROZANOVA, YULIA
Source: Defensive Publications Series
Publisher Information: Technical Disclosure Commons
Publication Year: 2025
Collection: Technical Disclosure Common
Description: The present disclosure relates to a system for explaining deep learning fraud scores. The system comprises a deep learning model configured to process a sequence of raw transaction attributes and generate a fraud score. A concept definition framework includes a programmatically defined label set capturing semantic concepts associated with transactional behaviours. Concept activation vectors (CAVs) are established for each defined semantic concept based on historical transaction data. An integrated conceptual sensitivity (ICS) mechanism combines attributions from the deep learning model to the defined semantic concepts, providing an explanation for the generated fraud score. Additionally, a hierarchical explanation interface visualizes the contributions of each semantic concept to the fraud score and associates those concepts with individual attributes within the raw transaction data.
Document Type: text
File Description: application/pdf
Language: unknown
Relation: https://www.tdcommons.org/dpubs_series/8806; https://www.tdcommons.org/context/dpubs_series/article/10045/viewcontent/auto_convert.pdf
Availability: https://www.tdcommons.org/dpubs_series/8806; https://www.tdcommons.org/context/dpubs_series/article/10045/viewcontent/auto_convert.pdf
Rights: http://creativecommons.org/licenses/by/4.0/
Accession Number: edsbas.84414254
Database: BASE